Their credit card is already covered by the regular state and federal oversight institutions and rules. In fact, buy now pay later services are very loosely regulated hence why so many have popped up over the past couple years.

besides the service likely not being used much, their reason for discontinuing is because they’re allowing other financial institutions to offer BNPL services and things like pay over time credit card offers this fall.

Phones already include LiDAR. Apple has included it in every iPhone Pro/Pro Max since the 12.