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  • 370 Comments
Joined 1 year ago
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Cake day: June 22nd, 2023

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  • RaoulDook@lemmy.worldtoAntiwork@lemmy.mlAn economic lesson...
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    4 days ago

    It really seems like you’re imagining a bunch of things I never said anything about, because you want to get on your soapbox and talk more about poverty. Everything I suggested is completely achievable by many of those in poverty, to which I speak from personal experience.


  • RaoulDook@lemmy.worldtoAntiwork@lemmy.mlAn economic lesson...
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    4 days ago

    I disagree with the assertion points 1 through 6 are factual. Those are all extremely broad generalizations based on assumptions you hold. Some of those things do happen on occasion of course, but it’s not a railroad track of 1 leads to 6 with no other possibilities. The financial industry is heavily regulated by the US Gov’t which exerts control to prevent much of 1 - 3 on your list.






  • RaoulDook@lemmy.worldtoAntiwork@lemmy.mlAn economic lesson...
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    4 days ago

    Anyone who has access to the Internet can begin learning the basics of financial literacy right now. That is the only barrier, other than being literate.

    Here are some basic tips that could get someone with zero financial literacy started:

    1. Don’t use credit cards unless you can pay them off before interest accrues at the end of the month, otherwise you are wasting money and entering the Debt Trap.

    2. Don’t use Doordash and other expensive delivery services, pick up your own food or make it at home.

    3. Make a budget, which should at least consist of a list of your monthly expenses such as housing, food, utilities, etc, and keep track of what you spend on it.

    4. Subscriptions are leeches, don’t subscribe to anything that you can avoid.

    5. If you have an employer provided retirement plan, always put in what they will match so that you get the full match (free money).


  • RaoulDook@lemmy.worldtoAntiwork@lemmy.mlAn economic lesson...
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    4 days ago

    Yes of course it is sustainable. We have the resources to do everything we need for hundreds of years here in the USA without any external dependencies. The disaster recovery and continuity plans and infrastructure are already in place to ensure that the US government will continue through a variety of apocalyptic scenarios.







  • RaoulDook@lemmy.worldtoMemes@lemmy.mlI hate the rich
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    12 days ago

    I’m in the USA and I get 3 weeks paid vacation, 10 paid holidays, and 2 “personal days” which are also PTO, and more sick time than I am ever able to use up. I think I have over 200 hours of sick leave PTO accrued.

    This is not a basic entry-level job though, it’s after climbing the career ladder for years. It would be much nicer for our country’s folks if everyone was allowed as much PTO by all jobs.