Similar kind of stuff happens all the time, where public institutions bear the cost and consequences of private enterprises. Good example of a not too dissimilar situation was Memorial Hospital during Katrina, where instead of sending private helicopters and rescue, the firm that owned the hospital opted to wait for “free” US government rescue.
Privatize the profits, but socialize the losses.
Dark grays, blues? Squared? Good. I love simplicity! Not to mention, Reddit started out like that too, and among the older wave of users old.reddit was still a favorite for that reason.